Close more merchants, and onboard them faster.
We help ISOs, payment facilitators, and merchant services teams put AI to work where deals and margin stall: statement analysis, application and underwriting paperwork, chargebacks, residual reconciliation, and merchant support.
Start with a 10-minute intake. You keep the written plan whether or not you hire us.
What’s slowing your team down today.
Statement analysis is slow.
Reps send prospect statements to someone who reads them line by line, and the savings proposal shows up after the merchant has moved on.
Onboarding stalls on paperwork.
Applications arrive incomplete, documents get chased by email, and underwriting waits on details someone could have caught on day one.
Chargebacks eat time and money.
Every dispute needs evidence pulled together before a deadline, and losses add up when responses go out late or thin.
Residuals never quite reconcile.
Partner and agent residual reports take hours to check, and the errors turn into disputes nobody has time for.
Merchant support keeps growing.
Funding questions, statement questions, and terminal issues fill the queue every day.
The plays we look at first.
You won’t need all five. The Deep Dive finds the one to three with the fastest payback in your operation, and we build those first.
- IRIS CRM
- Salesforce
- HubSpot
- Your processor portals
- Your residual platform
- Zendesk
- 01
Statement analysis and proposals
Read a prospect's processing statement, pull out the effective rate and fees, and draft a savings proposal for the rep to review.
- 02
Application and underwriting prep
Check applications for missing items and pull key details from submitted documents, so underwriting gets complete files.
- 03
Chargeback response drafting
Assemble the transaction evidence and draft the response for a person to approve before the deadline.
- 04
Residual reconciliation
Compare residual reports against expected splits and flag the discrepancies, instead of checking every line by hand.
- 05
Merchant support assistant
Answer common funding, statement, and terminal questions from your own documentation, and escalate with context when a person is needed.
In payments, accuracy isn't optional.
We've spent years building the sales and operations systems growing companies run on, and we've built software that works with real point-of-sale and billing data. We design every payments workflow with a person in the loop on anything that touches money, because a fast wrong answer is worse than no answer.
Read Mike’s story- Decades in construction and project management
- Dozens of projects architected
- AI platforms we built and still run
What it looks like once it’s running.
- Savings proposals go out while the merchant is still interested.
- Underwriting gets complete files instead of chasing missing documents.
- Chargeback responses go out complete and on time.
- Residual discrepancies get flagged automatically instead of found by accident.
Picture a statement analysis and proposal tool your reps can use on a call.
We’ll map the workflow and build a clickable mock-up of it, plus a blueprint you can take to any developer or software company. Most come in under $3,000. You don’t have to hire us to build it, but if you do, the mock-up fee is credited toward the build.
Three steps. The first one takes 10 minutes.
Tell us where it hurts
A 10-minute intake about your operation, your systems, and where time and margin leak.
Find your one to three plays
A 2-hour working session and a written plan within 7 days. You keep it either way.
Build it and own it
The first system live within 90 days, built into the tools you already run.
What operators ask us first.
- Is this safe for merchant and cardholder data?
- Data rules come first. We design around your compliance requirements, keep sensitive data where it belongs, and keep a person in the loop on anything that touches money.
- We're an agent office, not a processor. Does this still fit?
- Yes. Statement analysis, proposals, and merchant follow-up pay back for sales offices of any size.
- Where do payments companies usually start?
- With statement analysis, because it speeds up the sale and the payback shows up directly in deals closed.
Find your first AI play in two hours.
Start with a 10-minute intake. Then two focused hours with Mike, and a written plan within 7 days that you keep whether or not you hire us.
Backed by our Payback Guarantee: find a play worth more than the fee, or get a full refund.